“Onboarding was clear and the panel made sense on day one. Support answered fast when I got stuck on bank linking.”
ASAarav S.
P2P operator · Mumbai
P2P operator · Mumbai
P2P · India · Payment Panel
XTRADEPAY P2P
XTRADEPAY P2P
PAYMENT PANEL
Process PAYIN and PAYOUT orders from a dedicated operator workspace built for Indian P2P desks.
PAYIN 5.5%
PAYOUT 1.5%
AGENT COMMISSION 1%
- Clear commercial terms
- Dedicated onboarding support
- Controlled panel access
5.5%PAYIN commission
1.5%PAYOUT commission
₹110Fixed USDT settlement
The model
Liquidity in, traffic routed, commission credited
P2P processing uses operator accounts instead of classic card acquiring. XTRADEPAY gives you one panel to run that workflow without chasing merchants.
01
You provide liquidity
Working capital sits in connected accounts, ready to accept payins from routed traffic.
02
Traffic comes to you
Orders land in your panel automatically. You do not hunt for volume yourself.
03
You confirm the payment
Funds arrive, you verify the amount, and close the deal in seconds.
04
You earn your commission
Your share is credited on every closed deal. Eligible turnover can also grow agent commission.
Payment rails
The rails India actually pays with
Built around wallets, UPI apps, and bank transfer networks operators already use.
UPIInstant
PhonePeApp rail
PaytmWallet
Google PayUPI
IMPSInstant bank
NEFTSettlement
RTGSHigh value
BHIMNPCI
UPIInstant
PhonePeApp rail
PaytmWallet
Google PayUPI
IMPSInstant bank
NEFTSettlement
RTGSHigh value
BHIMNPCI
UPI
Around-the-clock transfers across hundreds of banks.
PhonePe
High-reach app rail for everyday transfers.
Paytm
Wallet and UPI flow for payins and settlement.
Google Pay
Mass-market UPI for peer and merchant traffic.
IMPS
Instant interbank moves — nights, weekends, holidays.
NEFT / RTGS / BHIM
Structured bank settlement plus NPCI-backed UPI.
Operations
Built like infrastructure, not a side hustle pitch
Panel clarity, controlled onboarding, and the rails operators already use — presented as a working product.
XTRADEPAY is a centralized workspace so P2P desks can organize deposits, withdrawals, and reporting in one place.
01
Payment Panel
Run deposits, withdrawals, and daily payment work from one desk.
02
Deposit Management
Keep incoming activity organized and reviewable.
03
Withdrawal Management
Handle payout requests with clear operational status.
04
Transaction Tracking
Structured history for UTR, status, and team review.
05
Operational Controls
Account preferences and access settings that match your workflow.
06
Dedicated Support
Onboarding guidance and ongoing help from the XTRADEPAY team.
Onboarding
Apply → confirmation → panel login → start processing
Clear steps for serious traders. Agent IDs are issued only through official Telegram support.
One-time 200 USDT confirmation balance
Required once to confirm genuine operators. After the panel is issued, that 200 USDT is available in your panel wallet.
Get Panel Access on Telegram01
Apply / Contact
Message official XTRADEPAY support on Telegram to start onboarding.
02
Trader confirmation
We confirm you are a serious operator and walk through commercial terms.
03
200 USDT confirmation
Complete the one-time wallet confirmation. It is not a separate setup fee kept by the company.
04
Panel provisioning
Partner Panel and Agent ID are typically shared within 30 minutes after confirmation.
05
Start processing
Sign in, join the support group, and begin PAYIN / PAYOUT orders.
Current terms
XTRADEPAY processing offer
Transparent working conditions for operators. Larger teams can request individual limits and support.
XTRADEPAY Panel
Dashboard for traders · India
Accepting operators
Transparent rates
Controlled onboarding
- 5.5% PAYIN
- 1.5% PAYOUT
- 1% extra agent commission
- Indian rails: UPI, IMPS, NEFT, RTGS and major wallets
- Centralized panel for deposits, withdrawals, UTR, and reporting
- Onboarding support and controlled account access
Transparent processing structure
Clear commission rates for payment and withdrawal processing.
Fixed settlement rate
₹110
USDT rate is fixed at ₹110 on all settlements.
PAYIN
5.5%
Payment processing commission.
PAYOUT
1.5%
Withdrawal processing commission.
AGENT COMMISSION
1%
Extra commission on eligible agent turnover.
Commercial terms and eligibility may vary based on the applicable agreement and account configuration.
Partner confidence
Fund flow & cyber complaint protection
Transparent fund flow. Dedicated legal support for covered operational issues.
- XTRADEPAY works with approved merchants and regular traders.
- Eligible merchant/customer transactions are processed through designated partner accounts.
- Transactions are monitored and recorded in the XTRADEPAY system.
- Partners receive applicable commission on eligible payin and payout activity.
Cyber-complaint risk on eligible XTRADEPAY transactions is extremely low — approximately 0.0001%.
If a covered complaint or transaction issue occurs, our legal team assists through resolution. Where the protection commitment applies, the affected amount is refunded by XTRADEPAY.
Before you start
What you will need on XTRADEPAY
Nothing exotic to buy. Most of this you already have.
Bank accounts
Active accounts with UPI / IMPS ready. More healthy accounts usually means more capacity.
Working capital
Your own funds that circulate through payin and payout — not money needed for daily expenses.
Devices
A phone for banking apps and, ideally, a laptop for the panel. Stable internet is essential.
Focused hours
Orders need real attention while you are online. Consistency beats background presence.
Built for P2P traders & operators
Whether you run an established desk or are building a new payment workflow, XTRADEPAY gives you one interface to organize operations.
- Centralized dashboard
- Deposit management
- Withdrawal management
- Transaction tracking
- Operational workflow
- Support
Your XTRADEPAY panel
Home overview, banks & UPI apps, and add-funds — the same partner view you use after login.
Operators
What traders say about XTRADEPAY
Day-to-day notes from operators across India — auto-scrolling so you can skim quickly.
“Rates matched what was explained up front. When an order hangs, the team pushes from their side.”
RPRohan P.
Team lead · Delhi
Team lead · Delhi
“Moved from messy spreadsheets to one panel. UTR tracking alone was worth the switch.”
IVIshaan V.
Operator · Ahmedabad
Operator · Ahmedabad
“We onboarded three accounts under one lead. Limits and reporting stayed readable for the whole team.”
DMDevansh M.
Team lead · Jaipur
Team lead · Jaipur
“First week was slow by design while accounts warmed up. Support told us that honestly — appreciated.”
VNVikram N.
Operator · Indore
Operator · Indore
“IMPS late-night payouts used to be stressful. Statuses in XTRADEPAY make the night shift calmer.”
HGHarsh G.
Night shift trader · Noida
Night shift trader · Noida
“UPI integrations stay locked until account activation is complete. That prevents half-ready setups.”
KSKavya S.
Trader · Nagpur
Trader · Nagpur
“We scaled from one account to five without changing how we read the dashboard.”
NPNeha P.
Operations lead · Chandigarh
Operations lead · Chandigarh
“Onboarding was clear and the panel made sense on day one. Support answered fast when I got stuck on bank linking.”
ASAarav S.
P2P operator · Mumbai
P2P operator · Mumbai
“Rates matched what was explained up front. When an order hangs, the team pushes from their side.”
RPRohan P.
Team lead · Delhi
Team lead · Delhi
“Moved from messy spreadsheets to one panel. UTR tracking alone was worth the switch.”
IVIshaan V.
Operator · Ahmedabad
Operator · Ahmedabad
“We onboarded three accounts under one lead. Limits and reporting stayed readable for the whole team.”
DMDevansh M.
Team lead · Jaipur
Team lead · Jaipur
“First week was slow by design while accounts warmed up. Support told us that honestly — appreciated.”
VNVikram N.
Operator · Indore
Operator · Indore
“IMPS late-night payouts used to be stressful. Statuses in XTRADEPAY make the night shift calmer.”
HGHarsh G.
Night shift trader · Noida
Night shift trader · Noida
“UPI integrations stay locked until account activation is complete. That prevents half-ready setups.”
KSKavya S.
Trader · Nagpur
Trader · Nagpur
“We scaled from one account to five without changing how we read the dashboard.”
NPNeha P.
Operations lead · Chandigarh
Operations lead · Chandigarh
“Onboarding was clear and the panel made sense on day one. Support answered fast when I got stuck on bank linking.”
ASAarav S.
P2P operator · Mumbai
P2P operator · Mumbai
“Rates matched what was explained up front. When an order hangs, the team pushes from their side.”
RPRohan P.
Team lead · Delhi
Team lead · Delhi
“Moved from messy spreadsheets to one panel. UTR tracking alone was worth the switch.”
IVIshaan V.
Operator · Ahmedabad
Operator · Ahmedabad
“We onboarded three accounts under one lead. Limits and reporting stayed readable for the whole team.”
DMDevansh M.
Team lead · Jaipur
Team lead · Jaipur
“First week was slow by design while accounts warmed up. Support told us that honestly — appreciated.”
VNVikram N.
Operator · Indore
Operator · Indore
“IMPS late-night payouts used to be stressful. Statuses in XTRADEPAY make the night shift calmer.”
HGHarsh G.
Night shift trader · Noida
Night shift trader · Noida
“UPI integrations stay locked until account activation is complete. That prevents half-ready setups.”
KSKavya S.
Trader · Nagpur
Trader · Nagpur
“We scaled from one account to five without changing how we read the dashboard.”
NPNeha P.
Operations lead · Chandigarh
Operations lead · Chandigarh
“Onboarding was clear and the panel made sense on day one. Support answered fast when I got stuck on bank linking.”
ASAarav S.
P2P operator · Mumbai
P2P operator · Mumbai
“Rates matched what was explained up front. When an order hangs, the team pushes from their side.”
RPRohan P.
Team lead · Delhi
Team lead · Delhi
“Moved from messy spreadsheets to one panel. UTR tracking alone was worth the switch.”
IVIshaan V.
Operator · Ahmedabad
Operator · Ahmedabad
“We onboarded three accounts under one lead. Limits and reporting stayed readable for the whole team.”
DMDevansh M.
Team lead · Jaipur
Team lead · Jaipur
“First week was slow by design while accounts warmed up. Support told us that honestly — appreciated.”
VNVikram N.
Operator · Indore
Operator · Indore
“IMPS late-night payouts used to be stressful. Statuses in XTRADEPAY make the night shift calmer.”
HGHarsh G.
Night shift trader · Noida
Night shift trader · Noida
“UPI integrations stay locked until account activation is complete. That prevents half-ready setups.”
KSKavya S.
Trader · Nagpur
Trader · Nagpur
“We scaled from one account to five without changing how we read the dashboard.”
NPNeha P.
Operations lead · Chandigarh
Operations lead · Chandigarh
Designed for controlled payment operations
Practical safeguards for payment workflows — without overstated security claims.
Secure account access
Protected sign-in flows and credential controls for operational accounts.
Transaction monitoring
Visibility so teams can review status and follow activity.
Access controls
Structured configuration so operational access stays intentional.
Operational support
Setup guidance and channels for day-to-day panel questions.
Frequently asked questions
Straight answers about XTRADEPAY, onboarding, and the trader panel.
What is XTRADEPAY?
A B2B payment-processing panel for P2P traders and operators to manage deposits, withdrawals, transactions, and related workflows from one workspace.
Who can apply?
P2P traders and operators who need a structured payment panel. Access is issued after onboarding through official Telegram support.
What does the panel provide?
Deposit and withdrawal management, transaction tracking, reporting views, and operational controls from a single interface.
What are the processing commissions?
Standard commissions are PAYIN 5.5%, PAYOUT 1.5%, and AGENT COMMISSION 1% extra on eligible agent turnover. Terms may vary by agreement.
What is referral commission and agentship?
Referral commission is 0.3% of daily turnover of traders you refer. Agentship commission is 1% of that same referred daily turnover after you qualify (minimum 3 successful referrals) and your application is approved.
How does onboarding work?
Contact official support on Telegram → trader confirmation → one-time 200 USDT confirmation → panel provisioning → Agent ID (typically within 30 minutes) → start processing. The 200 USDT then sits in your panel wallet.
Why require 200 USDT before an Agent ID?
It filters non-serious applicants. It is not a separate setup fee kept by the company — once access is issued, the balance is available in the wallet.
Is there a setup fee?
No separate setup or account-creation fee. There is only the one-time 200 USDT confirmation requirement.
How do I access my panel?
Once your account is issued, sign in on the Login page with your email and password.
How can I contact support?
Use Get Panel Access on this site or message @xtradepayofficial on Telegram.
Partner access
Ready to run PAYIN and PAYOUT from one panel?
Serious operators get a controlled panel, transparent rates, and a dedicated support channel.